Interested? Fill out our Private Lender Registration & Pre-Commitment Form and we'll contact you ASAP or, feel free to contact us direct at (888) 756 0666. We look forward to working with you soon!
Faster Information? Contact us now!  

OCF Private Lenders are always in complete control. You choose the term and rate of return of your loan. Your periodic income is paid as you select; monthly, quarterly, etc., including accruing your interest so as to compound your return on investment. Your Principal is paid at the expiration of your selected term: 6 months, 2 or 5 years. 

*LTV: Loan amount divided by the appraised property value

Say Goodbye to Low Returns on Your Deposits!

Yes, once and for all say goodbye to low returns on your deposits, risky stock market investments, etc., and say hello to much higher paying ROI in safe, real estate secured Private Lender loans. With OCF, You ARE the Bank!

We're experienced professionals who've created a unique and successful business with a built-in profitable exit strategy unlike any other in our industry. We only Buy on Demand and way below market value homes in various locations, condition and price ranges and then rent or, preferably and most commonly, Lease - Option them for 2 years maximum to our existing Clients making sure that considerable equity remains in the subject property in case of any default. We specialize in helping homeowners obtain relief from the pressure caused by foreclosure proceedings on their homes for which they'll do just about anything to keep but can no longer afford by the current mortgage crisis.

We've created a 5-way-win situation out of the difficult present economic hardship; 1. We help the subject property's neighborhood and community by preventing the ravages of foreclosure; abandonment, disrepair, decreasing property values, etc. which means they'll stay better neighborhoods. 2. We help clients in foreclosure problems and also help credit challenged New Buyers, who need good, safe housing, achieve the American Dream of homeownership even in this credit-restricted times. As described above once they hire us we'll Buy Upon Their Demand any property, including their own in foreclosure proceedings, which we then lease-option back to them under our Lease-Option Program. 3. We help Banks/Lenders be rid of one more toxic asset through our short-sale purchases which they're happy to do and, 5. We help Private Lenders get their money working earning a good, safe, much higher interest income that will maximize their investment dollars while minimizing their risk. By working with private lenders directly we've been able to cut out the "middle man" --- the banks. Why should you be paid only a measly, paltry interest on your hard-earned money when you can earn as much as the banks? Please take your time analyzing our program and website. It will tell you who we are, what we do and how we can make you earn so much more. We'll put your funds to work earning up to 10 Times the *Highest Yield Bank Interest On Your Deposits in our secured, real-estate-backed, low risk, high return program.... With OCF Private lending You can be the Bank!  Please read our FAQs

Put Your Funds to Work Now!

The Minimum Private Loan in our Program is $5,000. The maximum is determined by a subject property's purchase price. You may fund the full price of as many properties as we issue offerings on. Your loan return can be up to 10 times the Highest Yield Rate paid on Certificates of Deposit by the Banking Industry for comparable terms of; 6 months, 2 or 5 years as published daily at Bank Rate's High Yield Rates. In our Private Lending Program there are NO commissions or sales loads taken out of your loan dollars. Additionally, should you need to liquidate we DO NOT charge an early withdrawal fee as do many banks. However, we ask that you do advise us forty-five days in advance, in writing, if circumstances require you to liquidate your loan.

Your loan is always secured in several ways:

• By OCF's Secured Corporate Promissory Note.
• By a first lien on the subject property if only your loan was sufficient for its acquisition or by a second junior mortgage if your loan was complementary.
• By the Hazard Insurance Policy which names you as beneficiary and mortgagee. Properties, both, commercial and residential, are purchased throughout the US.
  
  Typically your loan on any property will not exceed 75% loan to value, and in most cases, it is less.

HOW TO FUND A SPECIFIC PROPERTY OFFERING

1. Each Private Lender intending to fund the purchase price of a specific Property Offering must deliver to the Company a completed and signed "Private Lender Registration Form" identifying the selected subject property. 
2. Process the funding of the transaction as per the requirements of the purchase either to the settling or closing agent's escrow account or to OCF directly.
   
   These items should be delivered to the Company via email, fax, USPS or package delivery service the to following address:
   
   Optimized Cash Flow
   Noble Park, 5353 W. Desert Inn Road
   Las Vegas, NV 89146
   Phone & Fax: 888 756 0666
   Info@optimized-cashflow.com
   
   Upon acceptance by the Company, a confirmation of such acceptance will be sent to the subscriber. Deeds of Trust, Notes and Title Insurance documents will be sent to subscribers within two (2) weeks of the COE (close of Escrow)

HOW TO SUBSCRIBE NOTES

1. Each Private Lender intending to fund OCF's Notes must deliver the following items to the Company: a) Funds in the amount of $5,000 multiplied by the number of Notes subscribed for (minimum $5,000),made payable to "OCF"; and
2. b) A completed and signed "Note Funding Agreement ", with the number of Notes desired indicated thereon; and a completed and signed "Private Lender Registration Form".
   
   These items should be delivered to the Company via email, fax, USPS or package delivery service the to following address:
   
   Optimized Cash Flow
   Noble Park, 5353 W. Desert Inn Road
   Las Vegas, NV 89146
   Phone & Fax: 888 756 0666
   Info@optimized-cashflow.com
   
   Upon acceptance of a subscription by the Company, a confirmation of such acceptance will be sent to the subscriber. Funding docs will be sent to subscribers within two (2) weeks of their acceptance.

Interested? Fill out our Private Lender Registration & Pre-Commitment Form and we'll contact you ASAP or, feel free to contact us direct at (888) 756 0666. We look forward to working with you soon!